How hard is it to set up an online store and start accepting payment by debit or credit card? Not everybody has PayPal but a lot of people have a VISA or MasterCard card which they use to buy at shops. Cards can also be used to buy online, so if you intend to sell your products online or make use of a dropshipping supplier, then you need a method to accept credit cards online. As it turns out, it’s not easy to get an online merchant account these days, especially if the company is not a Send-Money service like PayPal or Skrill. Requirements have changed and they are becoming tougher, making it hard for a newly established business to operate online. There are a lot of knockoffs and copycats among service providers, most of who are only looking to make a quick buck from recruiting established businesses. These companies are largely not creative, so in order to stay in business they are targeting established merchants. There are a few exceptional providers such as Stripe, SquareUp, Braintree and Zombaio who are providing innovative and creative solutions to make selling online easier for everyone.